NEW YORK -- The Dime Savings Bank of New York is taking a long at the big picture nowadays when it comes to mortgage lending. And at the venerable New York-based institution, big means "jumbo."

Taking advantage of a favorable interest rate environment, Dime is putting much of its marketing muscle into originating very large home loans - those above $250,000 - on the simple premise that it takes just as much time, effort, and expense to go after a $400,000 loan as it does a $100,000 loan.

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