The on-line brokerage DLJdirect announced Tuesday that it had appointed four executives, including a former head of BankAmerica's brokerage unit, to newly created posts.

Robert D. Flowers Jr., 54, was named director of Jersey City-based DLJdirect's select client group, which targets clients with $1 million or more to invest. He will be based in DLJdirect's Charlotte, N.C., office, which was opened in January, a spokeswoman said.

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