Scott Charney, head of the computer crime and intellectual property section in the Justice Department's criminal division since 1991, joins PriceWaterhouseCoopers today.

Mr. Charney is bringing Greg Schaffer, a Justice Department prosecutor, with him. Despite the move, their work will not be that different, Mr. Charney said. "What I'll be trying to do for the private sector is protect companies from bad guys and find bad guys when they get through," he said.

As they increase business over the Internet, banks need to use more cryptography, improve audit trails, and install more systems to detect intrusion, Mr. Charney said. "Their survival is based on trust," he said. "It's very important for consumers to know these technologies are deployed in a safe way."

At the Justice Department, his principal deputy chief, Martha Stansell-Gamm, is serving as acting chief.

Mark L. O'Dell has been appointed deputy comptroller for core policy. Mr. O'Dell, who has been with the Office of the Comptroller of the Currency since 1978, is currently director of its year-2000 team and will assume his new duties at the beginning of the year.

Mr. O'Dell has also served as the agency's director of banking technology and its director of analysis in the multinational banking division.

Vernon H. Stafford Jr., currently acting deputy comptroller for core policy as well as director for core policy development, was expected to get the job permanently, but he said he did not apply for it.

Bank executives unable to make it to Washington for the Consumer Bankers Association Small Business Conference in January can attend anyway -- without ever leaving the office. The CBA is broadcasting the event and future meetings -- live over the Internet. The group has dubbed its new venture CyberCBA.

"Many bankers are extremely busy and have a hard time getting away to conferences. So this is a way of expanding our audience," says CBA vice president Fritz Elmendorf.

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