+++
Union Planters Corp.
Memphis, Tenn.
Dollar amounts in millions (except per share)
Net income $105.8 $79.4
Per share 0.73 0.56
ROA 1.29% 1.04%
ROE 14.19% 10.97%
Net interest margin 4.35% 4.47%
Net interest income 321.2 315.5
Noninterest income 140.7 119.4
Noninterest expense 275.0 257.1
Year to Date 1999 1998
Net income $203.1 $183.9
Per share 1.40 1.30
ROA 1.25% 1.22%
ROE 13.80% 12.89%
Balance Sheet 6/30/99 6/30/98
Assets $32,260.2 $31,042.2
Deposits 24,807.6 23,260.2
Loans 20,231.1 20,200.7
First Security Corp.
Salt Lake City, Utah
Dollar amounts in millions (except per share)
Net income $69.0 $56.0
Per share 0.35 0.29
ROA 1.26% 1.18%
ROE 16.52% 14.75%
Net interest margin 3.93% 4.15%
Net interest income 190.0 176.0
Noninterest income 145.0 119.0
Noninterest expense 217.0 184.0
Year to Date 1999 1998
Net income $134.0 $117.0
Per share 0.69 0.60
ROA 1.24% 1.28%
ROE 16.58% 16.13%
Balance Sheet 6/30/99 6/30/98
Assets $22,135.0 $19,360.0
Deposits 12,983.0 11,917.0
Loans 13,135.0 12,364.0
First American Corp.
Nashville, Tenn.
Dollar amounts in millions (except per share)
Net income $57.3 $21.7
Per share 0.49 0.19
ROA 1.11% 0.46%
ROE 12.47% 5.26%
Net interest margin 4.12% 4.38%
Net interest income 192.5 187.3
Noninterest income 125.9 124.4
Noninterest expense 212.5 261.6
Year to Date 1999 1998
Net income $123.8 $86.0
Per share 1.06 0.76
ROA 1.22% 0.93%
ROE 13.79% 10.59%
Balance Sheet 6/30/99 6/30/98
Assets $21,529.2 $20,064.2
Deposits 14,486.5 14,445.8
Loans 12,265.0 11,587.3
Dime Bancorp Inc.
New York
Dollar amounts in millions (except per share)
Net income $61.0 $58.0
Per share 0.54 0.50
ROA 1.15% 1.09%
ROE 16.73% 17.70%
Net interest margin 2.94% 2.66%
Net interest income 140.0 131.0
Noninterest income 153.0 128.0
Noninterest expense 188.0 165.0
Year to Date 1999 1998
Net income $116.0 $116.0
Per share 1.03 0.99
ROA 1.08% 1.07%
ROE 16.21% 17.66%
Balance Sheet 6/30/99 6/30/98
Assets $21,430.0 $20,914.0
Deposits 13,415.0 14,033.0
Loans 12,590.0 12,600.0