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First United Bancshares Inc.
Eldorado, Ark.
Dollar amounts in millions (except per share)
Net income $8.4 $7.3
Per share 0.33 0.29
ROA 1.33% 1.32%
ROE 13.01% 13.33%
Net interest margin 4.36% 4.46%
Net interest income 25.6 24.7
Noninterest income 4.7 4.1
Noninterest expense 16.7 16.4
Year to Date 1999 1998
Net income $16.5 $15.4
Per share 0.65 0.61
ROA 1.33% 1.32%
ROE 13.01% 13.33%
Balance Sheet 6/30/99 6/30/98
Assets $2,536.8 $2,410.1
Deposits 2,123.8 2,051.1
Loans 1,350.1 1,276.2
Golden West Financial Corp.
Oakland, Calif.
Dollar amounts in millions (except per share)
Net income $122.4 $117.0
Per share 2.17 2.01
ROA 1.28% 1.19%
ROE 15.42% 16.31%
Net interest margin 2.59% 2.43%
Net interest income 248.5 239.2
Noninterest income 42.5 43.1
Noninterest expense 96.0 87.0
Year to Date 1999 1998
Net income $242.8 $227.0
Per share 4.28 3.91
ROA 1.27% 1.15%
ROE 15.37% 16.13%
Balance Sheet 6/30/99 6/30/98
Assets $38,027.0 $39,067.2
Deposits 26,335.7 24,993.7
Loans 35,488.9 36,720.9
BOK Financial Corp.
Tulsa, Okla.
Dollar amounts in millions (except per share)
Net income $22.1 $21.6
Per share 0.41 0.40
ROA 1.20% 1.53%
ROE 16.27% 18.40%
Net interest margin 3.60% 3.79%
Net interest income 56.6 46.5
Noninterest income 49.4 44.9
Noninterest expense 70.7 55.2
Year to Date 1999 1998
Net income $43.3 $39.2
Per share 0.80 0.72
ROA 1.21% 1.38%
ROE 16.21% 16.97%
Balance Sheet 6/30/99 6/30/98
Assets $7,992.4 $5,939.5
Deposits 5,017.9 4,131.0
Loans 4,054.4 2,916.4
