SCBA members are joining with community groups to educate potential applicants and depositors about the importance of personal credit management. These credit education programs are a win-win partnership for consumers and lenders alike: consumers learn enough to improve their credit rating, and lenders develop potential applicants with better credit quality.

In the Houston area, over 70 lenders, community groups, and credit bureaus with an interest in improving credit access have formed the Houston Credit Coalition.

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