NEW ENGLAND

Citizens Bank of Massachusetts, a Boston-based subsidiary of Royal Bank of Scotland Group PLC, has hired two senior officers from FleetBoston Financial Corp. - Jim Kivlehan to be its chief financial officer and Mary E. Gooding to be director of the private-client group.

Mr. Kivlehan was the chief financial officer in FleetBoston's corporate and investment banking division for two years. Before that he had held the same post at BankBoston Corp. for the year before the former Fleet Financial Group Inc. bought it in 1999. Still earlier he held posts at BankBoston as the chief financial officer of the Asia region and the country manager for Singapore.

He has 20 years of banking and accounting experience. He started his career at Coopers & Lybrand.

Ms. Gooding was a senior vice president and the national director of lending at FleetBoston's private bank. Before that she had held the same post at BankBoston for six years. Still earlier she worked in the lending divisions at Fleet Financial Group for 12 years.

She has 20 years of private banking and corporate lending experience.

MIDWEST

Huntington National Bank in Columbus, Ohio, has promoted Michael Prescott to president of its southwest region - Cincinnati; Dayton, Ohio; and northern Kentucky.

He succeeded Mer Grayson, who retired.

Mr. Prescott, 39, was a senior vice president and the southwest region commercial banking division manager for two years. Before joining Huntington in 1996, he had worked for nine years at NBD Bank in Detroit (which was renamed Bank One, Michigan in 1999).

Huntington National is a subsidiary of Huntington Bancshares Inc. in Columbus.

MIDDLE ATLANTIC

Deutsche Bank AG has promoted Thomas Paul to the newly created post of head of North American fixed-income trading.

He is based in New York and reports to Wolfgang Matis, global head of fixed-income trading at the Frankfurt-based company.

Mr. Paul, 30, was the head of U.S. government bond trading. Before joining Deutsche in 1996, he had been a managing director at Goldman, Sachs & Co.

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