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F&M Bank Kaukauna, a subsidiary of F&M Bancorp. in Kaukauna, Wis., promoted James N. Welter to president.

He succeeded Robert Quasius, who recently retired.

Mr. Welter has 20 years' lending experience at community banks. He joined F&M in 1996 when it bought Monycor Bank of Superior, Wis., of which he was senior vice president and senior lending officer. Monycor became F&M Bank Superior, and Mr. Welter became its president.

John W. Johnson is the president and chief executive officer of the $2.5 million-asset F&M Bancorp.

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