Fair Isaac Corp., whose FICO scores many lenders use in making mortgages, is helping homeowners figure out if they can keep their homes.

The Minneapolis company introduced a Web site last week, mortgagereliefonline.com, designed to help struggling homeowners avoid foreclosure. Borrowers complete a confidential form at the site and should find out within seconds whether they may qualify for loan modifications or refinancing, Fair Isaac said. A free credit counselor approved by the Department of Housing and Urban Development will contact the eligible borrower within 48 hours, the company said.

"This site enables consumers to come to one place and have almost immediate feedback in terms of what they're eligible for," said Lisa Nelson, vice president of global scoring for Fair Isaac. The company collaborated with the nonprofits Homeownership Preservation Foundation in Minneapolis and Money Management International in Houston, which will provide the credit counseling at no cost to homeowners.

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