WASHINGTON - Launching a preemptive strike against new disclosure laws, an automated teller machine network said Tuesday that 86% of consumers already feel they are adequately informed about surcharges.

What's more, a survey of 700 ATM users commissioned by Pulse EFT Association of Houston found that 82% know they can avoid surcharges by using their own bank's machines more, paying by credit card, or getting cash back at point-of-sale terminals.

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