Depressed stock prices have spurred talk that general finance companies are vulnerable to takeover, but analysts said the companies are likely to put up a strong fight to stay independent.

Like bank stocks, those of general finance companies have lost much of their value in recent months, with most of the American Banker's index of 15 finance companies trading close to their 52-week lows. Since a high of 517 last year, the index has fallen 34%, closing Friday at 341.7.

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