Small community banks should exploit what's left of their aging core market while they can, a Chicago banker told a group of accountants and consultants.

"Given the age of the small bank's current target market, experts say this opportunity won't last forever - probably not much past the next decade," said John F. Timmer, senior vice president and manager of the community banking group for First Chicago NBD Bank. "So savvy bank ownership or management should act now."

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