MEMPHIS - Union Planters Corp. devoted last year to building the franchise. But 1995 is shaping up as the year when the company finally has to show it can perform.

Union Planters spent 1994 consolidating a series of acquisitions - including the largest in its history - which boosted the size of the company 58% to $10 billion. "That growth, even if we weren't doing anything else, would be a challenge," says chairman and chief executive Benjamin W. Rawlins Jr.

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