The chairmen of Fannie Mae and Freddie Mac, who have occasionally enlivened the annual conferences of the Mortgage Bankers Association with sharp clashes on policy issues, kept a low profile at this year's installment.

James A. Johnson of Fannie Mae, formally the Federal National Mortgage Association, and Leland Brendsel of Freddie Mac, the Federal Home Loan Mortgage Corp., chose instead to reassure attendees that both government- sponsored enterprises have lenders' interests in mind.

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