CARL PASCARELLA, 51, became president of Visa U.S.A. in September 1993, after about a decade as head of the association's Asia-Pacific region. He was pan of a wave of top-management changes that soon thereafter included the appointment of Edmund Jensen as chief executive of Visa International

Mr. Pascarella, like Mr. Jensen and others who have held Visa's top jobs, also brought line banking experience. His previous employers included Bankers Trust Co. and the defunct Crocker National Bank of San Francisco.

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