The regulator for Fannie Mae and Freddie Mac will clear one of its first major hurdles in January when it publishes a notice of proposed rulemaking to govern the risk-based capital requirements for the two government-sponsored enterprises.

In an exclusive interview with Mortgage Marketplace, Aida Alvarez, director of the Office of Federal Housing Enterprise Oversight, discussed the development of that risk-based rule, as well as OFHEOs 1995 agenda and some of key issues affecting mortgage lenders and the secondary mortgage market.

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