CALABASAS, Calif. — In the latest installment of its We House America program, Countrywide Home Loans Inc., a unit of Countrywide Credit Industries Inc., has announced it will make $100 billion of mortgages to lower-income and minority homebuyers the next five years.

The program, begun in 1998, has originated $61.7 billion of loans to low-income borrowers and is now being enlarged.

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