HERNDON, Va. — Nacha, the electronic payments association, said on Monday that it has approved a new rule for accepting electronic signatures for authenticating and authorizing a consumer automated clearing house debit.

Currently Nacha requires a consumer debit to be authorized, authenticated, and signed in writing. Its new E-Sign rule, which takes effect next year, complies with the Electronic Signatures in Global and National Commerce Act, which allows for electronic authorization and authentication by consumers.

In another rule change scheduled to take effect next year, the payments association said it will require that the city and state of a terminal used to initiate a point-of-purchase electronic check payment be included on the consumer’s receipt and printed on the consumer’s monthly account statement.

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