WASHINGTON - National Home Equity Mortgage Association members have elected Richard R. Gravino as the group's president for this year and next.

Mr. Gravino currently oversees the national mortgage company PCFS Financial Services. He has worked in the financial services industry for more than 30 years.

"He's highly respected by his colleagues, and has long been an invaluable source of advice and counsel to this association and the entire home equity lending industry," said Jeffrey Zeltzer, the association's executive director.

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