HACKENSACK, N.J. - NextCard Inc. said it has signed an agreement with Net2Phone Inc., an Internet telephone service provider, to market its credit cards to Net2Phone's customers.

Under the agreement, NextCard will be able to advertise on Net2Phone's software and will have access to its user list for direct marketing. Terms were not disclosed, but Net2Phone said the deal would enable the company to earn additional revenue from its customer relationships.

"We are excited about the opportunity to offer NextCard credit cards to Net2Phone's technology-savvy, value-conscious customer base," said David Schwartz, vice president of customer acquisition at NextCard in San Francisco.

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