WASHINGTON - American Savings of Munster, Ind., received a rare "substantial noncompliance" Community Reinvestment Act rating from the Office of Thrift Supervision.

According to data released last week, the thrift agency's latest round of CRA evaluations resulted in 43 thrifts being rated "satisfactory," 16 "outstanding," one "needs-to-improve," and the one "substantial noncompliance."

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