The VersaPay electronic commerce wallet, based on Cybercash Inc.'s InstaBuy technology, is now available to 56 million First USA cardholders, the Bank One Corp. subsidiary announced.

VersaPay is designed to ease on-line shopping with one-click commands. Consumers need to register their billing and shipping information just once.

Merchant sites accepting VersaPay include Borders.com, CBS MarketWatch, CoolSavings, iVillage, Toysmart, Virtual Vineyards, and ZD Net.

"First USA is giving consumers a simple-to-use and secure digital wallet to make their on-line shopping experience extremely positive," said Jim Stewart, executive vice president of partnership and Internet marketing at First USA, the largest U.S. MasterCard and Visa lender.

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