SAN FRANCISCO — Wells Fargo & Co. has developed a secured MasterCard-branded business credit card for entrepreneurs and small-business owners, particularly those who need to repair or establish credit and want an account separate from their personal card account.

The Wells Fargo Business Secured MasterCard comes with enhanced tracking and reporting capabilities, various business and travel services, and a credit limit up to $100,000 per company. Business owners who are approved by Wells Fargo must secure the card by making a deposit to an FDIC-insured business savings account, which yields 4% for the first year and converts to a market rate for the second year.

The card has a $25 annual fee.

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