WASHINGTON - A District of Columbia Superior Court judge slammed the door on an excessive-fee case, ruling that Riggs National Bank's $25 bounced-check penalty complies with a local consumer protection law.

"Under no realistic analysis of this record can it be said that the bank misrepresented its NSF (not sufficient funds) fee ... or that its cost-to- fee ratio for each returned check had any relation whatsoever to plaintiff's habit of repeatedly bouncing checks," Judge Geoffrey M. Alprin wrote in a July 14 opinion.

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