MasterCard International Inc. has added two vice presidents to its growing smart card team.

Margaret Crank has moved from MCI Telecommunications Corp. to take charge of global consumer marketing programs for smart cards. Chris Jarman, formerly of the Orga Group, is taking a technical development position, paying particular attention to certification, security, and personalization of the chips.

Ms. Crank reports to Diane Wetherington, the senior vice president of chip card business/marketing. Mr. Jarman reports to Robin Townend, senior vice president of chip card technology.

The hiring last year of Ms. Wetherington and Mr. Townend - previously of AT&T Smart Cards and Barclays Bank, respectively - signaled MasterCard's commitment to the technology and to initial testing of prepaid card products over the next year.

Other hires have followed, notably John Tunstall, former head of the International Association for Microcircuit Cards, to work on terminal specifications.

At MCI, Ms. Crank managed marketing alliances with MasterCard, the General Motors card, Citibank, and others. More recently, she was director of marketing in the wireless services group. Before MCI, she was a Citibank vice president.

Mr. Jarman has 14 years of chip-related experience. He spent the last four years with the German-owned Orga Group, which does smart card consulting and systems integration, and was at TSB Bank in Britain before that.

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