MasterCard International is rewarding its cardholders through the Retail MasterValues program until Dec. 31.

The program offers a $20 gift certificate or 20% discount at Eddie Bauer, FAO Schwarz, and Sharper Image retail stores on purchases of $100 or more. This End Up, the clothes and furniture retailer, will issue a $50 discount on purchases of $250 or more.

Meanwhile, Visa U.S.A. said it will provide free gift wrapping until Dec. 25 to encourage use of the Visa card in 125 malls across the country.

Shoppers will be able to have up to three gifts per day wrapped by volunteers from nonprofit groups when they use the Visa card to make a purchase. In exchange, each shopping center will make donations to the charitable organizations.

Last year's gift-wrapping promotion raised $480,000 for local charities at 62 malls and generated $18 million in Visa transactions.

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