Major banks stocks were lower in moderate trading on Monday along with most other stocks as investors cautiously awaited the vote in Congress on the North American Free Trade Agreement.

J.P. Morgan & Co. was off 37.5 cents to $69.875, Citicorp was down 62.5 cents to $36.125, PNC Bank Corp. was off 37.5 cents to $28.375 and Wachovia Corp. slipped 62.5 cents to $34.25.

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