Like other investments, bonds are having a hard time attracting the public, according to the American Capital Index of investor Intentions. This month's survey found that 40.7% of Americans believe the next 60 to 90 days is a "good time" to invest, down from 43.6% in September. Asked what they would do with $10,000 to invest, 32.2% of respondents said they would put the money in savings, up from 30.4%. Those choosing mutual funds fell to 19.2% from 21.9% in September. Those favoring bonds fell to 7.6% from 8.2%.