Three more nonbanks, including an insurer, applied for a thrift charter last week to qualify for financial aid from the federal government, the Office of Thrift Supervision.

The applications were filed on time to qualify but were "misrouted" to other offices in the agency's building and were not directed to the OTS until Tuesday, a spokesman for the agency said.

Phoenix Cos., a life insurer and variable annuity provider; Rock Holdings Inc., which owns the online lender Quicken Loans Inc.; and PHH Corp., a mortgage originator and servicer, filed "placeholder" applications on or before Friday, the OTS said. The application indicates that a company wishes to meet the deadline set for the Treasury Department's help but has not worked out the details of a thrift acquisition.

Representatives of the companies did not immediately return calls for comment.

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