There is at least one constant in the rapidly changing California banking scene, and his name is Robert Horsman.

Horsman's San Diego National Bank was shut down last month by regulators, another casualty of bad investments and troubled loans. But the former president and chief executive will remain a fixture in the community, as the San Diego regional chairman for U.S. Bancorp's U.S. Bank, which took over the company Oct. 30.

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