John F. Karaszewski wants to be a champion. Recently named president and chief operating officer of Citizens Mortgage Corp., Atlanta - host city for the 1996 Olympic Games - Mr. Karaszewski will carry the torch of a company he thinks will be a winner in the rapidly consolidating mortgage business. Citizens Mortgage is a subsidiary of Citizens Bank of Rhode Island, owned by Royal Bank of Scotland. In a recent interview, Mr. Karaszewski talked about his plans.

Q.: Were you looking for a new opportunity?

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