Regulatory Roundup: COMMENTS CLOSED

MORTGAGE SERVICING: Proposal to finalize an interim rule letting institutions count originated mortgage servicing rights as capital. Published Aug. 1 by the four banking and thrift agencies. Comments were Oct. 2.

INTEREST RATE RISK: Proposal to require certain banks to report data on interest rate risk exposure. Published Aug. 2 by the three banking agencies. Comments were due Oct 2.

CREDIT UNION LOAN RULES: Proposal to ease loan participation rules for credit unions. Published by the National Credit Union Administration on Aug. 2. Comments were due Oct. 2.

BROKER-DEALERS: Proposal to revamp Regulation T to ease the rules and margin restrictions on certain securities transactions. Published by the Fed on June 29. Comments were due Sept. 29.

CRIMINAL REFERRALS: Proposal to streamline rules requiring the reporting of suspected criminal activity involving at least $5,000. Published July 3 by the Fed and the Comptroller's office; comments were due Sept. 1. Published July 17 by the OTS; comments were due Sept. 15.

REAL ESTATE LENDING: Proposal to ease application and notice requirements for real estate lending. Published July 7 by the Comptroller's office. Comments were due Sept. 5.

FOREIGN BANKS: Proposal to limit retail deposits at uninsured U.S. branches of foreign banks. Published July 5 by the FDIC and the Comptroller's office. Comments were due Sept. 3.

TRUST ASSETS: Proposal to require banks and thrifts to report trust income and expense data. Published June 30 by the Federal Financial Institutions Examination Council. Comments were due Aug. 29.

CREDIT UNION FEES: Proposal to exempt small credit unions from the basic annual fee that all federally chartered credit unions now pay. Published June 26 by the NCUA. Comments were due Aug. 25.

SAFETY AND SOUNDNESS: Proposal to include asset quality and earnings standards in new safety-and-soundness guidelines. Published July 10 by the banking agencies. Comments were due Aug. 24.

CREDIT ADVERTISING: Proposal to modify Regulation Z's credit advertising rules to help consumers and cut costs. Published by the Fed June 27. Comments were due Aug. 11.

CAPITAL REQUIREMENTS: Proposal to adopt permanent minimum capital requirements for the Federal National Mortgage Association and the Federal Home Loan Mortgage Corp. Published June 8 by the Office of Federal Housing Enterprise Oversight. Comments were due Aug. 7.

MUTUAL FUNDS: Proposal to improve the descriptions of risk that mutual fund and investment companies give customers. Published by the Securities and Exchange Commission on April 4. Comments were due July 7.

For reprint and licensing requests for this article, click here.
MORE FROM AMERICAN BANKER