DIRECTORS AND OFFICERS: OTS proposal to drop prior notification requirements for appointment of new directors or senior executives at thrifts that have undergone a change in ownership or were founded within the past two years. Published March 27. Comments were due May 26.

MEDICAL SAVINGS: National Credit Union Administration proposal to allow federal credit unions to act as trustees or custodians for medical savings accounts. Published March 24. Comments were due May 20.

FAIR-LENDING: Federal Reserve Board advanced notice of proposed rulemaking to overhaul the rules implementing the Equal Credit Opportunity Act. Specific comment requested on whether the Fed should allow banks to collect race and gender data on small-business and consumer borrowers. Published March 11. Comments were due May 29.

HMDA: Fed advanced notice of proposed rulemaking to overhaul rules implementing the Home Mortgage Disclosure Act. Specific comment requested on how lenders should treat mobile-home loans. Published March 11. Comments were due May 29.

EXTERNAL AUDITS: Exam Council proposal urging banks with less than $500 million of assets to establish external auditing programs. Published Feb. 17. Comments were due April 20.

TRUST RATINGS: Proposal by banking and thrift regulators to bring the trust rating system in line with the Camels system used for judging a bank's performance. Published Feb. 17. Comments were due April 20.

ELECTRONIC PAYMENTS: Treasury Department proposal to require the government follow most of the banking industry's rules for electronic payments via the automated clearing house network. Published Feb. 4. Comments were due May 4.

MARGIN RULES: Fed proposal to adjust the margin requirements contained in Regulations T, U, and X. Published Jan. 16. Comment deadline extended to May 1.

MERGERS: Proposal by the banking and thrift regulators to develop a uniform application for bank mergers that would simplify paperwork when approvals are required from more than one agency. Published Jan. 21. Comments were due March 23.

ARM DISCLOSURE: OTS interim rule to simplify disclosure requirements for adjustable-rate mortgages. Published and effective Jan. 8. Comments were due March 9.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.