Regulatory Roundup: Open for Comment

BANK PREMIUMS: Proposal to reduce deposit insurance rates by 83% to a range of 4 cents to 31 cents per $100 of domestic deposits, depending on how likely a bank is to fail. To be publish by the Federal Deposit insurance Corp. soon. Comments likely due mid-April

THRIFT PREMIUMS: Proposal to retain the current deposit insurance rates for thrifts, which range from 23 cents to 31 cents. The plan does ask for comment on temporarily lowering the rate to 18 cents for two years. To be publish by the FDIC soon. Comments likey due mid-april.

REG DD: Proposal under Truth-in-Savings to recalculate annual percentage yield to reflect the frequency of interest payments. Published by the Federal Reserve Board on Jan. 26. Comments are due March 20.

REG B: Proposal to revise staff commentary on equal credit opportunity rules to offer guidance on disparate treatment, special-purpose credit programs, and credit scoring systems. Published by the Fed on Dec. 29. Comments are due Feb. 15.

MUTUAL FUNDS: Proposal by the National Association of Securities Dealers to regulate broker-dealers operating in banks. Specifics include prohibiting use of confidential bank records in cross-marketing of brokerage products and requiring strict physical separation of deposit- taking and brokerage operations. Comments are due Feb. 15.

FOREIGN BANKS: Proposal to establish criteria for evaluating the operations of a foreign bank that is not subject to regulation on a consolidated basis in its home country. Published by the Fed on Dec. 13. Comments are due Feb. 13.

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