EQUAL CREDIT: Proposal by the Fed to require banks to verify the accuracy of their credit scoring programs. Published Dec. 22. Comments due Feb. 28.
SECURITIES: Proposal by the Fed to adopt a three-day settlement requirement for securities transactions by state-chartered banks. Published Dec. 26. Comments due Feb. 28.
MANAGEMENT INTERLOCKS: Proposal to remove restriction preventing banks with less than $20 million in assets from sharing directors, trustees, and other top management with larger banks in their metropolitan statistical area. Published by the four regulatory agencies Dec. 29. Comments due Feb. 27.
COMMUNITY DEVELOPMENT: Proposal by the Comptroller of the Currency to give national banks more leeway in meeting standards required for investments in community development corporations. Published Dec. 28. Comments due Feb. 25.
INVESTMENT SECURITIES: Proposal by the Comptroller's office to simplify the calculation that determines national bank investment limits. Published Dec. 21. Comments due Feb. 21.
FIDUCIARY ACTIVITIES: Proposal by the Comptroller's office to revamp regulations governing national banks' fiduciary activities. Published Dec. 21. Comments due Feb. 21.
SECURITIES RECORDS: Proposal by the Comptroller's office to require national banks to supply customers with confirmation of a securities purchase at the time of the transaction, instead of within five days as currently stipulated. Published Dec. 22. Comments due Feb. 20.
CHECK FRAUD: Proposal by the Fed to conduct a survey of the problem of check fraud and the effectiveness of the Expedited Funds Availability Act. Published Dec. 20. Comments due Feb. 20.
RECORDS: Proposal by the Fed to raise the hourly rates that banks can charge for filling government requests for information. Published Dec. 20. Comments due Feb. 19.
MARGIN REQUIREMENTS: Proposal by the Fed to make it easier for banks to finance certain securities purchases. Expected to be published soon. Comments due Feb. 15.
LEASING: Proposal by the Fed to revamp consumer leasing rules and add disclosures. Published Sept. 20. Comment period extended to Feb. 15.
CONSUMER CREDIT: Proposal by the Fed to add more appraisal and document preparation fees to the finance charge to more accurately determine the cost of consumer credit. Published Dec. 21. Comments due Feb. 9.
INSIDER LENDING: Proposal by the Comptroller's office to exempt from insider lending limits loans to executive officers that are secured by U.S. obligations, obligations backed by a federal agency, or segregated deposit accounts. Published Dec. 11. Comments due Feb. 9.
FOREIGN BANKS: Proposal by the Fed to require foreign banks to pick a home-state regulator by March 31. Published Dec. 28. Comments due Feb. 5.
TRUTH-IN-LENDING: Proposal by the Fed to modify the Reg Z staff commentary to deal with high-cost mortgages. Published Dec. 7. Comments due Feb. 2.
TRUTH-IN-SAVINGS: Proposal by the Fed to clarify how banks calculate the annual percentage yield during a leap year. Published Dec. 6. Comments due Feb. 2.