Wealthy baby boomers are not the extravagant types they're sometimes made out to be, a bank survey suggests.

The survey, commissioned by United States Trust Company of New York and released Wednesday, found that affluent Americans in their 30s and 40s are anything but freewheeling in their financial habits: They typically own one home, work 52 hours a week, worry about their ability to keep their present jobs, and save aggressively for retirement.

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