CLEVELAND - Bank One Cleveland announced the consolidation of four offices into two.

Its Tower City banking center is to be combined into the main office in the Bank One Center building, and the Russell branch will be consolidated into the West Geauga Office. Both moves are effective Jan. 1.

"After careful review of our branch network, we have decided that consolidation of these locations is clearly the best use of resources," said William Hamann, executive vice president, retail banking.

Bank One Cleveland is a $2.6 billion-asset affiliate of Banc One Corp., which had $87 billion of assets as of June 30.

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