Directors

Billy Don Anderson

President and chief executive officer, Valley Federal

Savings Bank, Sheffield, Ala.

Skip Martin

President and chief executive-officer, Pocahontas Federal

Savings & Loan Association,

Pocahontas, Ark.

Stephen W. Prough

President, Downey Savings & Loan Association,

Newport Beach, Calif.

A. Vincent Siciliano

President and chief executive officer, International Savings

Bank, San Diego, Calif.

R.E. Schupp

Chairman, president and chief executive officer,

Republic Security Bank,

FSB, West Palm Beach, Fla.

Lily K. Yao

President and chief executive officer, Pioneer Federal

Savings Bank, Honolulu,

Hawaii

Antonia Shusta

Chairperson, president and chief executive officer,

Household Bank, FSB,

Prospect Heights, III.

John A. Becker

Chairman, president and chief executive officer,

Charter Bank, A FSB,

Sparta, III.

David A. Bochnowski

President and chief executive officer, Peoples Bank,

A Federal Savings Bank,

Munster, Ind

James T, White

President and chief executive officer, Kentucky

Enterprise Bank, FSB,

Newport, Ky.

Carroll A. Green

Chairman and president,

Beauregard Federal Savings Bank, DeRidder, La.

P. James Dowe, Jr.

President, Bath Savings

Institution, Bath, Maine

James C. Johnson

President, Loyola Federal

Savings Bank, Baltimore, Md.

John H. Pramberg, Jr.

Chairman, president and chief executive officer,

Institution for Savings in

Newburyport and Its Vicinity, Newburyport, Mass.

Cornelius D. Mahoney

President and chief executive officer, Woronoco

Savings Bank, Westfield, Mass.

DAVID F. HOLLAND

Chairman

Chairman, president, and chief executive officer,

Boston Federal Savings Bank, Burlington, Mass.

DAVID E.A. CARSON

First Vice Chairman

Chairman, president, and chief executive officer,

People's Bank,

Bridgeport, Conn.

JAMES F. MONTGOMERY

Vice Chairman

Chairman and chief executive officer, Great Western Bank, FSB,

Chatsworth, Calif.

C. WILLIAM LANDEFELD

Vice Chairman

President and chief executive officer, Citizens Savings Bank,

Normal, III.

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