"To me that's what's wrong with the whole system. They only care about themselves and don't care about the institution."

-Louis Cappelli, CEO of Sterling National Bank on the lack of leadership at Bear Stearns and the need for committed, hands-on executives.

"Does the government have the stomach for it?"

-Gibran Nicholas, chairman of the CMPS Institute, on whether the new regulator of Fannie and Freddie will be strong in the face of the GSEs intense lobbying machine.(c) 2008 U.S. Banker and SourceMedia, Inc. All Rights Reserved.http://www.americanbanker.com/usb.html/ http://www.sourcemedia.com/

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