BENTON HARBOR, Mich. -- Shoreline Financial Corp., a $630 million-asset bank holding company, said its net income increased 5.6% to $1.9 million, or 39 cents per share, from $1.8 million or 37 cents per share in the third quarter of 1993.

An 11% gain in net income was key to those results, as was a lower provision for loan losses, the company said.

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