The town of Yreka is a throwback to California's early days. The sleepy timber town of 7,000 is five hours north of Sacramento, on the edge of the picturesque Klamath National Forest, a few miles from the Oregon border.

Scott Valley Bank is almost as much of a local fixture as the nearby mountain peaks.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.