SAN FRANCISCO — This year’s conference of the Smart Card Forum had a slight flavor of the victory celebration for the home team.

“For those of us who have bled and sacrificed for the last 10 years to bring smart cards to the U.S., they have finally come,” said Allen Gilstrap, vice president of American Express Services Europe Ltd. and the forum’s board chairman. Mr. Gilstrap, who took the chairmanship last year, was reappointed this year.

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