SmartyPig, a Web-based savings program that entices consumers with high-yield interest, cash incentives from retailers and – best of all – online contributions from friends and family, is expected today to announce its first major banking partnership that melds Web 2.0 social tools with traditional banking relationships.

The Des Moines, IA company, which in the U.S. offers an online savings account directly through its own site, will announce an alliance with the AUS$392 billion Australia New Zealand Banking Group (ANZ) to offer a new savings product on ANZ’s site.

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