+++
Data are as of December 31, 1996 or latest fiscal yearend
The Highest and Lowest Equity Capital Ratios Among the World's Top 200
Top 200 banks in assets listed in order of equity capital as a
Equity/
Asset/ Equity/ Equity/
Rank Asset Asset Asset
Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95
1 Banco Bradesco, SA, Osasco, Brazi 164 14.09 14.73
2 Wells Fargo & Co., San Francisco, 74 12.98 7.59
3 Development Bank of Singapore Ltd 156 12.38 12.43
4 Banco Itau, Sao Paulo, Brazil 184 11.99 13.74
5 Oversea-Chinese Banking Corp., Lt 166 11.76 11.14
Equity/
Asset/ Equity/ Equity/
Rank Asset Asset Asset
Dec-96 5 LOWEST RATIOS Rank Dec-96 Dec-95
195 State Bank of India, Bombay, Indi 142 0.34 3.78
194 Sudwestdeutsche Genossenschafts-Z 162 0.62 4.36
193 Nippon Credit Bank, Ltd., Tokyo, 70 0.7 2.19
192 Norinchukin Bank, Tokyo, Japan 10 0.77 0.75
191 Deutsche Siedlungs und Landesrent 107 0.95 1.23
The Highest and Lowest BIS Capital Ratios Among the World's Top 200
Top 200 banks in assets listed in order of total capital as a percentage
Tot.Cap. BIS BIS
Ratio Capital Capital
Rank Asset Ratio Ratio
Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95
1 Banco Bradesco, SA, Osasco, Brazi 164 27.79 27.15
2 Bank of Taiwan, Taipei, Taiwan 115 24.23 21.17
3 Republic New York Corp., United S 125 23.28 24.96
4 Banco Itau, Sao Paulo, Brazil 184 20.9 22.3
5 Development Bank of Singapore Ltd 156 19.9 20.4
Tot.Cap. BIS BIS
Ratio Capital Capital
Rank Asset Ratio Ratio
Dec-95 5 LOWEST RATIOS Rank Dec-96 Dec-95
163 Taiwan Cooperative Bank, Taipei, 118 5.8 5.98
162 Bankgesellschaft Berlin, AG, Berl 39 8 10.2
161 Bayerische Hypotheken-und Wechsel 37 8.1 8.8
160 Norddeutsche Landesbank Girozentr 54 8.44NA
159 Kookmin Bank, Seoul, Korea 144 8.46NA
The 10 Largest Asset Gains and Losses
Among the top 200 banking companies from yearend 1995 to yearend 1996,
Asset
Gain Total
Rank Asset Assets % Increase
Dec-96 Top 10 Asset Gains Rank Dec-96in Assets
1 Washington Mutual Inc., Seattle, 139 44,552 98.7
2 CoreStates Financial Corp., Phila 138 44,721 53.3
3 Korea Development Bank, Seoul, Ko 102 69,088 41.2
4 National City Corp., Cleveland, U 126 50,789 40.6
5 Abbey National, Plc, London, Unit 41 212,307 40.3
6 Banco Nacional de Mexico, Mexico 182 30,892 32.1
7 Kookmin Bank, Seoul, Korea 144 43,332 32
8 BankBoston Corp., United States 111 61,869 31.5
9 Bank of Scotland, Edinburgh, Unit 88 85,095 28.6
10 National Australia Bank, Ltd, Mel 61 123,734 25.7
Asset
Loss Total
Rank Asset Assets % Decrease
Dec-96 Top 10 Asset Losses Rank Dec-96in Assets
200 Banco Central Hispanoamericano, S 113 61,135 -33.5
199 Banca di Roma, Rome, Italy 82 91,824 -31.3
198 Hanil Bank Ltd., Seoul, Korea 170 34,778 -26.9
197 Chiba Bank, Ltd., Japan 112 61,703 -24.5
195 Nippon Credit Bank, Ltd., Tokyo, 70 114,104 -22.2
196 Corporacion Bancaria de Espana, S 89 84,742 -22.2
194 Long-Term Credit Bank of Japan Lt 33 231,761 -22.1
193 Hokkaido Takushoku Bank, Ltd., Sa 98 72,964 -21.4
192 Hokuriku Bank Ltd., Toyama, Japan 119 56,411 -20.9
191 Ashikaga Bank, Ltd., Utsunomiya, 129 49,420 -18.8
Summary Statistics
Data are as of December 31, 1996 or latest fiscal yearend
The Highest and Lowest Equity Capital Ratios Among the World's Top 200
Top 200 banks in assets listed in order of equity capital as a
Equity/
Asset/
Rank
Dec-96 5 HIGHEST RATIOS
1 Banco Bradesco, SA, Osasco, Brazil
2 Wells Fargo & Co., San Francisco, United States (d)
3 Development Bank of Singapore Ltd., Singapore
4 Banco Itau, Sao Paulo, Brazil
5 Oversea-Chinese Banking Corp., Ltd., Singapore, Singapore
Equity/
Asset/
Rank
Dec-96 5 LOWEST RATIOS
195 State Bank of India, Bombay, India
194 Sudwestdeutsche Genossenschafts-Zentralbank, Frankfurt, Germany
193 Nippon Credit Bank, Ltd., Tokyo, Japan
192 Norinchukin Bank, Tokyo, Japan
191 Deutsche Siedlungs und Landesrentenbank, Bonn, Germany
The Highest and Lowest BIS Capital Ratios Among the World's Top 200
Top 200 banks in assets listed in order of total capital as a percentage
Tot.Cap.
Ratio
Rank
Dec-96 5 HIGHEST RATIOS
1 Banco Bradesco, SA, Osasco, Brazil
2 Bank of Taiwan, Taipei, Taiwan
3 Republic New York Corp., United States
4 Banco Itau, Sao Paulo, Brazil
5 Development Bank of Singapore Ltd., Singapore
Tot.Cap.
Ratio
Rank
Dec-95 5 LOWEST RATIOS
163 Taiwan Cooperative Bank, Taipei, Taiwan
162 Bankgesellschaft Berlin, AG, Berlin, Germany
161 Bayerische Hypotheken-und Wechsel Bank, Munich, Germany
160 Norddeutsche Landesbank Girozentrale, Hannover, Germany
159 Kookmin Bank, Seoul, Korea
The 10 Largest Asset Gains and Losses
Among the top 200 banking companies from yearend 1995 to yearend 1996,
Asset
Gain
Rank
Dec-96 Top 10 Asset Gains
1 Washington Mutual Inc., Seattle, United States
2 CoreStates Financial Corp., Philadelphia, United States
3 Korea Development Bank, Seoul, Korea
4 National City Corp., Cleveland, United States
5 Abbey National, Plc, London, United Kingdom
6 Banco Nacional de Mexico, Mexico City, Mexico
7 Kookmin Bank, Seoul, Korea
8 BankBoston Corp., United States
9 Bank of Scotland, Edinburgh, United Kingdom
10 National Australia Bank, Ltd, Melbourne, Australia
Asset
Loss
Rank
Dec-96 Top 10 Asset Losses
200 Banco Central Hispanoamericano, SA, Madrid, Spain
199 Banca di Roma, Rome, Italy
198 Hanil Bank Ltd., Seoul, Korea
197 Chiba Bank, Ltd., Japan
195 Nippon Credit Bank, Ltd., Tokyo, Japan
196 Corporacion Bancaria de Espana, SA (Argentaria), Madrid, Spain
194 Long-Term Credit Bank of Japan Ltd., Tokyo, Japan
193 Hokkaido Takushoku Bank, Ltd., Sapporo, Japan
192 Hokuriku Bank Ltd., Toyama, Japan
191 Ashikaga Bank, Ltd., Utsunomiya, Japan
part 1 of 3
Summary Statistics
Data are as of December 31, 1996 or latest fiscal yearend
part 2 of 2
Equity/
Asset/ Equity/ Equity/
Rank Asset Asset Asset
Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95
1 Banco Bradesco, SA, Osasco, Brazi 164 14.09 14.73
2 Wells Fargo & Co., San Francisco, 74 12.98 7.59
3 Development Bank of Singapore Ltd 156 12.38 12.43
4 Banco Itau, Sao Paulo, Brazil 184 11.99 13.74
5 Oversea-Chinese Banking Corp., Lt 166 11.76 11.14
Equity/
Asset/ Equity/ Equity/
Rank Asset Asset Asset
Dec-96 5 LOWEST RATIOS Rank Dec-96 Dec-95
195 State Bank of India, Bombay, Indi 142 0.34 3.78
194 Sudwestdeutsche Genossenschafts-Z 162 0.62 4.36
193 Nippon Credit Bank, Ltd., Tokyo, 70 0.7 2.19
192 Norinchukin Bank, Tokyo, Japan 10 0.77 0.75
191 Deutsche Siedlungs und Landesrent 107 0.95 1.23
The Highest and Lowest BIS Capital Ratios Among the World's Top 200
Top 200 banks in assets listed in order of total capital as a percentage
Tot.Cap. BIS BIS
Ratio Capital Capital
Rank Asset Ratio Ratio
Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95
1 Banco Bradesco, SA, Osasco, Brazi 164 27.79 27.15
2 Bank of Taiwan, Taipei, Taiwan 115 24.23 21.17
3 Republic New York Corp., United S 125 23.28 24.96
4 Banco Itau, Sao Paulo, Brazil 184 20.9 22.3
5 Development Bank of Singapore Ltd 156 19.9 20.4
Tot.Cap. BIS BIS
Ratio Capital Capital
Rank Asset Ratio Ratio
Dec-95 5 LOWEST RATIOS Rank Dec-96 Dec-95
163 Taiwan Cooperative Bank, Taipei, 118 5.8 5.98
162 Bankgesellschaft Berlin, AG, Berl 39 8 10.2
161 Bayerische Hypotheken-und Wechsel 37 8.1 8.8
160 Norddeutsche Landesbank Girozentr 54 8.44NA
159 Kookmin Bank, Seoul, Korea 144 8.46NA
The 10 Largest Asset Gains and Losses
Among the top 200 banking companies from yearend 1995 to yearend 1996,
Asset
Gain Total
Rank Asset Assets % Increase
Dec-96 Top 10 Asset Gains Rank Dec-96in Assets
1 Washington Mutual Inc., Seattle, 139 44,552 98.7
2 CoreStates Financial Corp., Phila 138 44,721 53.3
3 Korea Development Bank, Seoul, Ko 102 69,088 41.2
4 National City Corp., Cleveland, U 126 50,789 40.6
5 Abbey National, Plc, London, Unit 41 212,307 40.3
6 Banco Nacional de Mexico, Mexico 182 30,892 32.1
7 Kookmin Bank, Seoul, Korea 144 43,332 32
8 BankBoston Corp., United States 111 61,869 31.5
9 Bank of Scotland, Edinburgh, Unit 88 85,095 28.6
10 National Australia Bank, Ltd, Mel 61 123,734 25.7
Asset
Loss Total
Rank Asset Assets % Decrease
Dec-96 Top 10 Asset Losses Rank Dec-96in Assets
200 Banco Central Hispanoamericano, S 113 61,135 -33.5
199 Banca di Roma, Rome, Italy 82 91,824 -31.3
198 Hanil Bank Ltd., Seoul, Korea 170 34,778 -26.9
197 Chiba Bank, Ltd., Japan 112 61,703 -24.5
195 Nippon Credit Bank, Ltd., Tokyo, 70 114,104 -22.2
196 Corporacion Bancaria de Espana, S 89 84,742 -22.2
194 Long-Term Credit Bank of Japan Lt 33 231,761 -22.1
193 Hokkaido Takushoku Bank, Ltd., Sa 98 72,964 -21.4
192 Hokuriku Bank Ltd., Toyama, Japan 119 56,411 -20.9
191 Ashikaga Bank, Ltd., Utsunomiya, 129 49,420 -18.8