+++

Data are as of December 31, 1996 or latest fiscal yearend

The Highest and Lowest Equity Capital Ratios Among the World's Top 200 Banking Companies

Top 200 banks in assets listed in order of equity capital as a percentage of assets on Dec. 31, 1996

Equity/

Asset/ Equity/ Equity/

Rank Asset Asset Asset

Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95

1 Banco Bradesco, SA, Osasco, Brazi 164 14.09 14.73

2 Wells Fargo & Co., San Francisco, 74 12.98 7.59

3 Development Bank of Singapore Ltd 156 12.38 12.43

4 Banco Itau, Sao Paulo, Brazil 184 11.99 13.74

5 Oversea-Chinese Banking Corp., Lt 166 11.76 11.14

Equity/

Asset/ Equity/ Equity/

Rank Asset Asset Asset

Dec-96 5 LOWEST RATIOS Rank Dec-96 Dec-95

195 State Bank of India, Bombay, Indi 142 0.34 3.78

194 Sudwestdeutsche Genossenschafts-Z 162 0.62 4.36

193 Nippon Credit Bank, Ltd., Tokyo, 70 0.7 2.19

192 Norinchukin Bank, Tokyo, Japan 10 0.77 0.75

191 Deutsche Siedlungs und Landesrent 107 0.95 1.23

The Highest and Lowest BIS Capital Ratios Among the World's Top 200 Banking Companies

Top 200 banks in assets listed in order of total capital as a percentage of risk-weighted assets on Dec. 31, 1996, or latest fiscal yearend

Tot.Cap. BIS BIS

Ratio Capital Capital

Rank Asset Ratio Ratio

Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95

1 Banco Bradesco, SA, Osasco, Brazi 164 27.79 27.15

2 Bank of Taiwan, Taipei, Taiwan 115 24.23 21.17

3 Republic New York Corp., United S 125 23.28 24.96

4 Banco Itau, Sao Paulo, Brazil 184 20.9 22.3

5 Development Bank of Singapore Ltd 156 19.9 20.4

Tot.Cap. BIS BIS

Ratio Capital Capital

Rank Asset Ratio Ratio

Dec-95 5 LOWEST RATIOS Rank Dec-96 Dec-95

163 Taiwan Cooperative Bank, Taipei, 118 5.8 5.98

162 Bankgesellschaft Berlin, AG, Berl 39 8 10.2

161 Bayerische Hypotheken-und Wechsel 37 8.1 8.8

160 Norddeutsche Landesbank Girozentr 54 8.44NA

159 Kookmin Bank, Seoul, Korea 144 8.46NA

The 10 Largest Asset Gains and Losses

Among the top 200 banking companies from yearend 1995 to yearend 1996, or latest fiscal yearends (dollar amounts in millions)

Asset

Gain Total

Rank Asset Assets % Increase

Dec-96 Top 10 Asset Gains Rank Dec-96in Assets

1 Washington Mutual Inc., Seattle, 139 44,552 98.7

2 CoreStates Financial Corp., Phila 138 44,721 53.3

3 Korea Development Bank, Seoul, Ko 102 69,088 41.2

4 National City Corp., Cleveland, U 126 50,789 40.6

5 Abbey National, Plc, London, Unit 41 212,307 40.3

6 Banco Nacional de Mexico, Mexico 182 30,892 32.1

7 Kookmin Bank, Seoul, Korea 144 43,332 32

8 BankBoston Corp., United States 111 61,869 31.5

9 Bank of Scotland, Edinburgh, Unit 88 85,095 28.6

10 National Australia Bank, Ltd, Mel 61 123,734 25.7

Asset

Loss Total

Rank Asset Assets % Decrease

Dec-96 Top 10 Asset Losses Rank Dec-96in Assets

200 Banco Central Hispanoamericano, S 113 61,135 -33.5

199 Banca di Roma, Rome, Italy 82 91,824 -31.3

198 Hanil Bank Ltd., Seoul, Korea 170 34,778 -26.9

197 Chiba Bank, Ltd., Japan 112 61,703 -24.5

195 Nippon Credit Bank, Ltd., Tokyo, 70 114,104 -22.2

196 Corporacion Bancaria de Espana, S 89 84,742 -22.2

194 Long-Term Credit Bank of Japan Lt 33 231,761 -22.1

193 Hokkaido Takushoku Bank, Ltd., Sa 98 72,964 -21.4

192 Hokuriku Bank Ltd., Toyama, Japan 119 56,411 -20.9

191 Ashikaga Bank, Ltd., Utsunomiya, 129 49,420 -18.8

Summary Statistics

Data are as of December 31, 1996 or latest fiscal yearend

The Highest and Lowest Equity Capital Ratios Among the World's Top 200 Banking Companies

Top 200 banks in assets listed in order of equity capital as a percentage of assets on Dec. 31, 1996

Equity/

Asset/

Rank

Dec-96 5 HIGHEST RATIOS

1 Banco Bradesco, SA, Osasco, Brazil

2 Wells Fargo & Co., San Francisco, United States (d)

3 Development Bank of Singapore Ltd., Singapore

4 Banco Itau, Sao Paulo, Brazil

5 Oversea-Chinese Banking Corp., Ltd., Singapore, Singapore

Equity/

Asset/

Rank

Dec-96 5 LOWEST RATIOS

195 State Bank of India, Bombay, India

194 Sudwestdeutsche Genossenschafts-Zentralbank, Frankfurt, Germany

193 Nippon Credit Bank, Ltd., Tokyo, Japan

192 Norinchukin Bank, Tokyo, Japan

191 Deutsche Siedlungs und Landesrentenbank, Bonn, Germany

The Highest and Lowest BIS Capital Ratios Among the World's Top 200 Banking Companies

Top 200 banks in assets listed in order of total capital as a percentage of risk-weighted assets on Dec. 31, 1996, or latest fiscal yearend

Tot.Cap.

Ratio

Rank

Dec-96 5 HIGHEST RATIOS

1 Banco Bradesco, SA, Osasco, Brazil

2 Bank of Taiwan, Taipei, Taiwan

3 Republic New York Corp., United States

4 Banco Itau, Sao Paulo, Brazil

5 Development Bank of Singapore Ltd., Singapore

Tot.Cap.

Ratio

Rank

Dec-95 5 LOWEST RATIOS

163 Taiwan Cooperative Bank, Taipei, Taiwan

162 Bankgesellschaft Berlin, AG, Berlin, Germany

161 Bayerische Hypotheken-und Wechsel Bank, Munich, Germany

160 Norddeutsche Landesbank Girozentrale, Hannover, Germany

159 Kookmin Bank, Seoul, Korea

The 10 Largest Asset Gains and Losses

Among the top 200 banking companies from yearend 1995 to yearend 1996, or latest fiscal yearends (dollar amounts in millions)

Asset

Gain

Rank

Dec-96 Top 10 Asset Gains

1 Washington Mutual Inc., Seattle, United States

2 CoreStates Financial Corp., Philadelphia, United States

3 Korea Development Bank, Seoul, Korea

4 National City Corp., Cleveland, United States

5 Abbey National, Plc, London, United Kingdom

6 Banco Nacional de Mexico, Mexico City, Mexico

7 Kookmin Bank, Seoul, Korea

8 BankBoston Corp., United States

9 Bank of Scotland, Edinburgh, United Kingdom

10 National Australia Bank, Ltd, Melbourne, Australia

Asset

Loss

Rank

Dec-96 Top 10 Asset Losses

200 Banco Central Hispanoamericano, SA, Madrid, Spain

199 Banca di Roma, Rome, Italy

198 Hanil Bank Ltd., Seoul, Korea

197 Chiba Bank, Ltd., Japan

195 Nippon Credit Bank, Ltd., Tokyo, Japan

196 Corporacion Bancaria de Espana, SA (Argentaria), Madrid, Spain

194 Long-Term Credit Bank of Japan Ltd., Tokyo, Japan

193 Hokkaido Takushoku Bank, Ltd., Sapporo, Japan

192 Hokuriku Bank Ltd., Toyama, Japan

191 Ashikaga Bank, Ltd., Utsunomiya, Japan

part 1 of 3

Summary Statistics

Data are as of December 31, 1996 or latest fiscal yearend

part 2 of 2

Equity/

Asset/ Equity/ Equity/

Rank Asset Asset Asset

Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95

1 Banco Bradesco, SA, Osasco, Brazi 164 14.09 14.73

2 Wells Fargo & Co., San Francisco, 74 12.98 7.59

3 Development Bank of Singapore Ltd 156 12.38 12.43

4 Banco Itau, Sao Paulo, Brazil 184 11.99 13.74

5 Oversea-Chinese Banking Corp., Lt 166 11.76 11.14

Equity/

Asset/ Equity/ Equity/

Rank Asset Asset Asset

Dec-96 5 LOWEST RATIOS Rank Dec-96 Dec-95

195 State Bank of India, Bombay, Indi 142 0.34 3.78

194 Sudwestdeutsche Genossenschafts-Z 162 0.62 4.36

193 Nippon Credit Bank, Ltd., Tokyo, 70 0.7 2.19

192 Norinchukin Bank, Tokyo, Japan 10 0.77 0.75

191 Deutsche Siedlungs und Landesrent 107 0.95 1.23

The Highest and Lowest BIS Capital Ratios Among the World's Top 200 Banking Companies

Top 200 banks in assets listed in order of total capital as a percentage of risk-weighted assets on Dec. 31, 1996, or latest fiscal yearend

Tot.Cap. BIS BIS

Ratio Capital Capital

Rank Asset Ratio Ratio

Dec-96 5 HIGHEST RATIOS Rank Dec-96 Dec-95

1 Banco Bradesco, SA, Osasco, Brazi 164 27.79 27.15

2 Bank of Taiwan, Taipei, Taiwan 115 24.23 21.17

3 Republic New York Corp., United S 125 23.28 24.96

4 Banco Itau, Sao Paulo, Brazil 184 20.9 22.3

5 Development Bank of Singapore Ltd 156 19.9 20.4

Tot.Cap. BIS BIS

Ratio Capital Capital

Rank Asset Ratio Ratio

Dec-95 5 LOWEST RATIOS Rank Dec-96 Dec-95

163 Taiwan Cooperative Bank, Taipei, 118 5.8 5.98

162 Bankgesellschaft Berlin, AG, Berl 39 8 10.2

161 Bayerische Hypotheken-und Wechsel 37 8.1 8.8

160 Norddeutsche Landesbank Girozentr 54 8.44NA

159 Kookmin Bank, Seoul, Korea 144 8.46NA

The 10 Largest Asset Gains and Losses

Among the top 200 banking companies from yearend 1995 to yearend 1996, or latest fiscal yearends (dollar amounts in millions)

Asset

Gain Total

Rank Asset Assets % Increase

Dec-96 Top 10 Asset Gains Rank Dec-96in Assets

1 Washington Mutual Inc., Seattle, 139 44,552 98.7

2 CoreStates Financial Corp., Phila 138 44,721 53.3

3 Korea Development Bank, Seoul, Ko 102 69,088 41.2

4 National City Corp., Cleveland, U 126 50,789 40.6

5 Abbey National, Plc, London, Unit 41 212,307 40.3

6 Banco Nacional de Mexico, Mexico 182 30,892 32.1

7 Kookmin Bank, Seoul, Korea 144 43,332 32

8 BankBoston Corp., United States 111 61,869 31.5

9 Bank of Scotland, Edinburgh, Unit 88 85,095 28.6

10 National Australia Bank, Ltd, Mel 61 123,734 25.7

Asset

Loss Total

Rank Asset Assets % Decrease

Dec-96 Top 10 Asset Losses Rank Dec-96in Assets

200 Banco Central Hispanoamericano, S 113 61,135 -33.5

199 Banca di Roma, Rome, Italy 82 91,824 -31.3

198 Hanil Bank Ltd., Seoul, Korea 170 34,778 -26.9

197 Chiba Bank, Ltd., Japan 112 61,703 -24.5

195 Nippon Credit Bank, Ltd., Tokyo, 70 114,104 -22.2

196 Corporacion Bancaria de Espana, S 89 84,742 -22.2

194 Long-Term Credit Bank of Japan Lt 33 231,761 -22.1

193 Hokkaido Takushoku Bank, Ltd., Sa 98 72,964 -21.4

192 Hokuriku Bank Ltd., Toyama, Japan 119 56,411 -20.9

191 Ashikaga Bank, Ltd., Utsunomiya, 129 49,420 -18.8 ===

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.