As NationsBank Corp. gets ready to sell some Florida branches in anticipation of its first-quarter merger with Barnett Banks Inc., SunTrust Banks Inc. is waging an aggressive ad campaign warning Barnett and NationsBank customers of the pitfalls that may lie ahead.

Though turmoil is one thing banking companies try hard not to associate with mergers, it is exactly what SunTrust wants Floridians to fear.

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