At beach party atop the convention center in San Diego last week, about 1,000 savings and loan executives dared to be goofy.

The delegates to the Savings and Community Bankers of America annual meeting lined up to have their pictures taken as they surfed on a plastic wave, kicked beach balls through the night air, sported glow-in-the-dark necklaces, and danced to rock music against a campy backdrop of plastic palm trees.

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