For years, most of the nation's banks have provided their business customers with exclusive perks for their employees: everything from free checking to fee waivers at automated teller machines to discounts on mortgages and insurance.

But in September, Comerica Bank started marketing those same perks for employees at businesses that are not yet commercial customers of the Dallas-based bank. "As a business bank, it's a natural for us," says Cassandra McKinney, Comerica's senior vice president of retail product and sales management.

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