The Federal Reserve Bank of Atlanta has promoted William B. Estes 3d to senior vice president, supervision and regulation; Christoper G. Brown to vice president and general auditor; and Suzanna J. Costello to vice president, international banking supervision and regulation. All three promotions will be effective Jan. 1. Estes

Mr. Estes will oversee bank holding company activities, consumer and community affairs, state member bank supervision, international banking, and discount and credit operations. He will also become a member of the bank's management.

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