+++ Banks are listed in asset-size order within country; data are for yearend 1994, or latest fiscal yearend (dollar amounts in millions) Set 1 of 3 Asset Total Rank Name Assets
United Kingdom (continued) 118 Bank of Scotland, Edinburgh 53,883 126 Standard Chartered Bank, London 49,737
Kleinwort, Benson, Lonsdale Plc, London 14,209
United States: Banks with assets of $10 billion or more
Alabama 286 SouthTrust Corp., Birmingham 17,598 293 AmSouth Bancorporation, Birmingham 16,771
Regions Financial Corp., Birmingham, Alabama 12,729
California 34 BankAmerica Corp., San Francisco 214,406 114 First Interstate Bancorp, Los Angeles 55,778 119 H.F. Ahmanson & Co., Irwindale 53,726 123 Wells Fargo & Co., San Francisco 51,293 136 Great Western Financial Corp., Chatsworth 42,218 185 Golden West Financial Corp., Oakland 31,684 274 American Savings Bank, FA, Irvine 18,552 298 Glendale Federal Bank, FSB 15,687
California Federal Bank, FSB, Los Angeles 14,215
Connecticut 177 Shawmut National Corp., Hartford 32,393
Delaware
American Express Centurion Bank, Wilmington (a) 10,692
Florida 139 Barnett Banks, Inc., Jacksonville 41,217
Georgia 135 SunTrust Banks, Inc., Atlanta 42,669
Hawaii
Bancorp Hawaii, Inc., Honolulu 12,569
Illinois 99 First Chicago Corp., 65,374 276 Northern Trust Corp., Chicago 18,505
Massachusetts 134 Bank of Boston Corp. 44,314 253 State Street Boston Corp. 21,674
BayBanks, Inc., Boston 10,769
Michigan 132 NBD Bancorp, Inc., Detroit 46,917 174 Comerica, Inc., Detroit 33,396 220 First of America Bank Corp., Kalamazoo 24,568
Standard Federal Bank, Troy 12,077
Old Kent Financial Corp., Grand Rapids 10,943
Minnesota 109 Norwest Corp., Minneapolis 59,316 215 First Bank System, Inc., Minneapolis 26,041
Missouri 199 Boatmen's Bancshares, Inc., St. Louis 28,919
Mercantile Bancorporation, Inc., St. Louis 12,236
New Jersey 163 First Fidelity Bancorp., Newark 36,000
UJB Financial Corp., Princeton 15,408
Midlantic Corp., Edison 13,276
New York 26 Citicorp, New York 249,049 42 Chemical Banking Corp., New York 170,319 48 J.P. Morgan & Co., Inc., New York 154,331 59 Chase Manhattan Corp., New York 113,513 71 Bankers Trust New York Corp. 96,638 130 Bank of New York Co., Inc. 48,067 145 Republic New York Corp. 39,550 266 Dime Bancorp, Inc., New York (b) 19,648
American Express Bank Ltd., New York (a) 12,761
First Empire State Corp., Buffalo, N.Y. 10,529
North Carolina 43 NationsBank Corp., Charlotte 168,920 88 First Union Corp., Charlotte 77,095 152 Wachovia Corp., Winston-Salem 38,771
BB&T Financial Corp., Wilson 10,391
Ohio 75 Banc One Corp., Columbus 88,873 97 KeyCorp, Cleveland 66,770 182 National City Corp., Cleveland 32,012 284 Huntington Bancshares, Inc., Columbus 17,717
Fifth Third Bancorp, Cincinnati 14,927
Oregon 254 U.S. Bancorp, Portland 21,591
Pennsylvania 102 PNC Bank Corp., Pittsburgh 64,098 154 Mellon Bank Corp., Pittsburgh 38,410 198 CoreStates Financial Corp., Philadelphia 28,983
Meridian Bancorp, Inc., Reading 15,043
Integra Financial Corp., Pittsburgh 13,755
Puerto Rico
BanPonce Corp., Ponce 12,777
Rhode Island 129 Fleet Financial Group, Inc., Providence 48,757
Tennessee
First Tennessee National Corp., Memphis 10,522
Union Planters Corp., Memphis 10,015
Texas
First Nationwide Bank, FSB, Dallas 14,745
Utah
First Security Corp., Salt Lake City 11,968
Virginia
Crestar Financial Corp., Richmond 14,004
Signet Banking Corp., Richmond 12,931
Central Fidelity Banks, Inc., Richmond 10,042
Washington 278 Washington Mutual, Seattle 18,458
Wisconsin
Firstar Corp., Milwaukee 15,104
Marshall & Ilsley Corp., Milwaukee 12,613
Yugoslavia
Beogradska Banka, Belgrade 6,148 Set 2 of 3
Key Capital Ratios Asset Total Equity Equity/ Risk Based Rank Name Deposits Capital Assets Tier 1 Total
United Kingdom (continued) 118 Bank of Scotlan 46,826 2,376 4.41 6.1 11.5 126 Standard Charte 40,635 2,387 4.8 7.5 14.2
Kleinwort, Bens 8,129 751 5.29 N.A. N.A.
United States:
Alabama 286 SouthTrust Corp 12,801 1,135 6.45 7.71 11.75 293 AmSouth Bancorp 13,067 1,310 7.81 8.84 12.14
Regions Financi 10,093 1,014 7.97 10.69 14.29
California 34 BankAmerica Cor 154,394 18,891 8.81 7.27 11.69 114 First Interstat 48,427 3,436 6.16 7.2 10.22 119 H.F. Ahmanson & 40,655 2,965 5.52 9.08 12.17 123 Wells Fargo & C 42,539 3,911 7.62 9.09 13.16 136 Great Western F 28,701 2,484 5.88 8.8 11.72 185 Golden West Fin 19,219 2,000 6.31 11.86 13.54 274 American Saving 12,850 1,014 5.47 9.48 10.54 298 Glendale Federa 7,003 890 5.68 10.8 11.61
California Fede 8,430 798 5.62 10.77 12.56
Connecticut 177 Shawmut Nationa 20,746 2,197 6.78 8.27 11.55
Delaware
American Expres 1,007 896 8.38 12.4 13.69
Florida 139 Barnett Banks, 35,109 3,134 7.6 9.68 12.42
Georgia 135 SunTrust Banks, 32,218 3,453 8.09 7.95 10.05
Hawaii
Bancorp Hawaii, 7,115 967 7.69 10.39 12.99
Illinois 99 First Chicago C 31,666 4,533 6.93 8.8 13.4 276 Northern Trust 11,734 1,281 6.92 8.95 12.36
Massachusetts 134 Bank of Boston 31,356 3,142 7.09 7.05 12.2 253 State Street Bo 13,903 1,231 5.68 12.8 13.4
BayBanks, Inc., 9,000 789 7.32 11.51 13.06
Michigan 132 NBD Bancorp, In 33,229 3,292 7.02 8.44 12.5 174 Comerica, Inc., 22,432 2,392 7.16 8.13 11.68 220 First of Americ 20,200 1,579 6.43 8.44 11.85
Standard Federa 8,143 813 6.73 12.28 12.83
Old Kent Financ 8,958 859 7.85 10.9 12.17
Minnesota 109 Norwest Corp., 36,424 3,846 6.48 9.89 12.23 215 First Bank Syst 18,791 2,275 8.74 8 12.5
Missouri 199 Boatmen's Bancs 22,190 2,201 7.61 10.47 13.83
Mercantile Banc 9,054 1,068 8.73 11.87 15.78
New Jersey 163 First Fidelity 28,907 2,877 7.99 8.76 11.76
UJB Financial C 12,568 1,104 7.17 9.27 12.04
Midlantic Corp. 10,807 1,374 10.35 13.07 17.22
New York 26 Citicorp, New Y 155,726 17,769 7.13 7.8 12.04 42 Chemical Bankin 96,506 10,712 6.29 8.2 12.35 48 J.P. Morgan & C 43,085 9,568 6.2 9.6 14.2 59 Chase Manhattan 69,956 8,359 7.36 8.3 12.78 71 Bankers Trust N 24,939 4,704 4.87 9.05 14.77 130 Bank of New Yor 34,091 4,296 8.94 8.45 13.43 145 Republic New Yo 22,726 2,639 6.67 16.17 27.49 266 Dime Bancorp, I 12,811 905 4.61 10.33 11.4
American Expres 9,103 758 5.94 7.5 14.7
First Empire St 8,243 721 6.85 8.91 11.07
North Carolina 43 NationsBank Cor 100,470 11,011 6.52 7.43 11.47 88 First Union Cor 58,958 5,398 7 7.77 12.96 152 Wachovia Corp., 23,069 3,287 8.48 9.26 12.73
BB&T Financial 7,520 823 7.92 12.03 13.28
Ohio 75 Banc One Corp., 68,090 7,565 8.51 9.74 13.01 97 KeyCorp, Clevel 48,564 4,698 7.04 8.48 11.62 182 National City C 24,472 2,601 8.13 9.05 12.46 284 Huntington Banc 11,965 1,412 7.97 9.55 13.57
Fifth Third Ban 10,631 1,399 9.37 11.26 13.21
Oregon 254 U.S. Bancorp, P 15,048 1,777 8.23 8.19 11.03
Pennsylvania 102 PNC Bank Corp., 35,011 4,394 6.86 8.6 11.5 154 Mellon Bank Cor 27,570 4,122 10.73 9.48 12.91 198 CoreStates Fina 22,041 2,350 8.11 8.66 12.45
Meridian Bancor 11,380 1,215 8.08 9.25 12.73
Integra Financi 10,083 859 6.24 11.45 15.1
Puerto Rico
BanPonce Corp., 9,012 1,002 7.85 12.85 14.25
Rhode Island 129 Fleet Financial 34,806 3,380 6.93 10.1 14.2
Tennessee
First Tennessee 7,688 749 7.12 9.67 12.02
Union Planters 8,418 731 7.3 12.22 14.75
Texas
First Nationwid 9,074 841 5.7 8.86 11.01
Utah
First Security 8,053 889 7.43 9.84 11.98
Virginia
Crestar Financi 10,913 1,126 8.04 9.35 13.26
Signet Banking 7,822 1,111 8.59 12.58 15.59
Central Fidelit 7,227 623 6.2 10.36 13.85
Washington 278 Washington Mutu 9,778 1,305 7.07 10.97 11.89
Wisconsin
Firstar Corp., 11,235 1,307 8.65 11.68 13.46
Marshall & Ilsl 9,499 1,060 8.4 11.15 13.62
Yugoslavia
Beogradska Bank 3,372 744 12.1 4.3 11.7 Set 3 of 3 Asset Rank Name Branches Employees
United Kingdom (continued) 118 Bank of Scotlan 500 15,573 126 Standard Charte 665 28,200
Kleinwort, Bens N.A. N.A.
United States:
Alabama 286 SouthTrust Corp 420 7,360 293 AmSouth Bancorp 309 6,786
Regions Financi 271 6,007
California 34 BankAmerica Cor 1,965 82,100 114 First Interstat 1,138 27,394 119 H.F. Ahmanson & 356 9,859 123 Wells Fargo & C 634 19,599 136 Great Western F 419 14,260 185 Golden West Fin 214 4,218 274 American Saving 284 2,966 298 Glendale Federa 183 2,364
California Fede 119 2,242
Connecticut 177 Shawmut Nationa 333 9,565
Delaware
American Expres 1 1,138
Florida 139 Barnett Banks, 628 18,929
Georgia 135 SunTrust Banks, 658 19,408
Hawaii
Bancorp Hawaii, 94 4,347
Illinois 99 First Chicago C 107 17,680 276 Northern Trust 37 6,608
Massachusetts 134 Bank of Boston 418 18,355 253 State Street Bo 11 10,994
BayBanks, Inc., 205 5,654
Michigan 132 NBD Bancorp, In 629 18,231 174 Comerica, Inc., 398 13,077 220 First of Americ 630 13,490
Standard Federa 170 2,868
Old Kent Financ 207 4,998
Minnesota 109 Norwest Corp., 633 38,836 215 First Bank Syst 200 11,977
Missouri 199 Boatmen's Bancs 411 14,169
Mercantile Banc 245 5,830
New Jersey 163 First Fidelity 713 13,100
UJB Financial C 270 6,143
Midlantic Corp. 325 5,327
New York 26 Citicorp, New Y 835 82,600 42 Chemical Bankin 620 42,130 48 J.P. Morgan & C 24 17,055 59 Chase Manhattan 556 36,690 71 Bankers Trust N 14 14,529 130 Bank of New Yor 391 15,477 145 Republic New Yo 77 5,512 266 Dime Bancorp, I 92 3,072
American Expres N.A. 4,200
First Empire St 154 4,149
North Carolina 43 NationsBank Cor 1,935 61,484 88 First Union Cor 1,340 31,858 152 Wachovia Corp., 495 15,602
BB&T Financial 279 4,266
Ohio 75 Banc One Corp., 1,421 48,800 97 KeyCorp, Clevel 1,272 29,211 182 National City C 615 20,306 284 Huntington Banc 344 8,152
Fifth Third Ban 352 5,644
Oregon 254 U.S. Bancorp, P 448 10,610
Pennsylvania 102 PNC Bank Corp., 604 21,000 154 Mellon Bank Cor 447 24,300 198 CoreStates Fina 412 15,076
Meridian Bancor 326 6,939
Integra Financi 260 5,222
Puerto Rico
BanPonce Corp., 209 7,549
Rhode Island 129 Fleet Financial 805 21,500
Tennessee
First Tennessee 229 6,468
Union Planters 383 5,029
Texas
First Nationwid 152 3,397
Utah
First Security 261 7,621
Virginia
Crestar Financi 337 6,747
Signet Banking 249 6,684
Central Fidelit 230 3,546
Washington 278 Washington Mutu 232 4,371
Wisconsin
Firstar Corp., 223 8,716
Marshall & Ilsl 237 7,845
Yugoslavia
Beogradska Bank N.A. 15,184 === Data Source: American Banker survey. All foreign banks tracked by American Banker have been listed. Equity Capital includes the value of common and perpetual preferred stock, surplus, undivided profits, and capital reserves. Minority interest is excluded. Key capital ratios: equity capital as a percentage of end of period total assets less contra accounts: and the two risk-adjusted capital ratios: tier 1 capital as a percentage of risk- adjusted assets and total capital as a percentage of risk-adjusted assets. (a)- A subsidiary of the $97 billion-asset American Express Co., New York, a highly diversified financial services company. (b)- Risk-based capital ratios and employees are American Banker estinates based on regulatory filings of thrift subsidiaries. (e)- An American Banker estimate. (*)- Data are as of yearend 1993. Compiled by American Banker, 1995.