Democrats added three freshman senators Tuesday to next year's Banking Committee. Sens.-elect Charles E. Schumer of New York, John Edwards of North Carolina, and Evan Bayh of Indiana were selected on the first day of party organizational meetings that end Thursday.

They will replace Sen. Carol Moseley-Braun of Illinois, who lost her re- election bid, and two members who will leave the committee, Sens. Barbara Boxer of California and Tim Johnson of South Dakota.

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